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401. | Got Credit? by Wilson Davalos
Getting a credit card is very important set for most adults, however not everyone knows what to look for especially if your credit is blemished. Look for APRs or the annual percentage rate this is ...
[Added: 10 Feb 2006 Hits: 292 Words: 319]
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402. | The UK house market and how to survive it by Michael Hanna
According to the Nationwide Building Society, the UK housing market has made a "strong start" in 2006, with the biggest rise in house prices for 18 months, rising by 1.4% in January. This was seen by the Nationwide as part of a "strengthening trend" since October, with ...
[Added: 08 Feb 2006 Hits: 477 Words: 850]
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403. | Rapid Refunds Rapidly Take Your Money by Charles Essmeier
At tax time, most Americans find themselves expecting a refund. That's no surprise, as most people have too much money withheld from their paychecks. It would be a simple matter to adjust the withholding so that the amount of money withheld is roughly equal to the amount ...
[Added: 08 Feb 2006 Hits: 383 Words: 369]
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404. | Pretend This is The 1st Valentine's Day of your Retirement by Kim Kirmmse Toth
Let's just say your 5 or 10 or 15 years or so away from when you think your might retire. Some might call this the "Preretirement" stage. It's the period of time you have to plan ...
[Added: 03 Feb 2006 Hits: 300 Words: 720]
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405. | "Lucky" Financial Planning? by Tracy Piercy, CFP
Recently, in our neighbourhood we witnessed a spectacular house fire where the home was completely destroyed. An obvious tragedy to the owner, yet a powerful reminder to be grateful for all we have - including our ...
[Added: 03 Feb 2006 Hits: 305 Words: 601]
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406. | Business Venture Capital by Steve
Business Venture Capital
You have set up a small business, which is now doing very well indeed. You need investment because you want to expand your business. If your business is in a sector of the economy that is doing ...
[Added: 03 Feb 2006 Hits: 268 Words: 450]
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407. | UK consumers start clawing their way out of the financial debt pit by Michael Hanna
Another year ended, and another round of UK debt statistics. CreditAction has just announced the latest summing up of the personal debt situation in the UK.
Their figures show that the end of 2005 has seen the total level of personal debt rise to an astounding ...
[Added: 03 Feb 2006 Hits: 454 Words: 624]
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408. | Should You Consider Home Refinance, or Not? by Jay MonCliff
With interest rates at all-time lows, many people are considering whether or not to refinance their home loan. Generally speaking, if you bought your home with a higher interest rate loan, have an excellent credit history and always pay your bills ...
[Added: 03 Feb 2006 Hits: 451 Words: 312]
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409. | Things you need to know about home equity by Jay MonCliff
Taking advantage of existing equity in your home through an equity loan might seem an intelligent choice, especially in times of low interest rates. However, before you take a home equity loan to pay for children's ...
[Added: 03 Feb 2006 Hits: 488 Words: 326]
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410. | How to Generate Permanent Passive Income Streams for Life by Eric Gelb
Last week, I traveled to beautiful San Diego for business and spent the day in a hotel restaurant that overlooked the harbor. With laptop in tow and cell phone in hand, I worked, without hassle.
As the sun set, I took a stroll and it occurred to me that ...
[Added: 31 Jan 2006 Hits: 372 Words: 578]
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411. | If I have more than one employer can I have more than one 401k limit of $14 000? by Paul Smith
One of the questions we get asked a lot is, I know the limit that the IRS
puts on my 401k contributions for the year is $14000 (for a person under 50)
(2005) but is this the limit ...
[Added: 31 Jan 2006 Hits: 318 Words: 494]
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412. | APR, AER and EAR are terms used in financial advertising. What do they mean? by Michael Challiner
Have you ever scanned the acres of financial advertising and wondered what APR, AER and EAR really mean? You'll invariably find one or another of these terms in every advertisement for a lending or savings product. Well you're certainly not alone.
The Financial ...
[Added: 31 Jan 2006 Hits: 379 Words: 754]
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413. | ReMortgaging - can it still be worthwhile? by Michael Challiner
Mortgage lenders have a somewhat insulting name for people who switch lenders to for lower interest rates – they call them "Rate Tarts". The author has a much more fitting description – Astute Shoppers! After ...
[Added: 31 Jan 2006 Hits: 329 Words: 462]
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414. | Cash Out 401K to Pay Bills or Pay off Debt by Steven Chang
If you were to ask me if I would cash out my 401K to pay bills or pay off debt, I would not, unless it is my absolute very last resort. There are many ways you can ...
[Added: 30 Jan 2006 Hits: 440 Words: 1002]
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415. | Why We Hear So Much About Multiple Streams of Income by Terry Sparing
Let's face facts; nothing in this world is set in stone, except for death and taxes.
Businesses come and go. It is a fact that 80% of businesses will fail within 5 years of their start date. While it might appear that MLM and Affiliate ...
[Added: 27 Jan 2006 Hits: 386 Words: 1290]
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416. | Mr. Monopoly Got It Wrong: Cooperation Makes More Money Than Competition by Kalinda Rose Stevenson
Monopoly is a zero sum game based on competition. Since the money supply cannot increase, the players can win only by taking money from other players. The fundamental belief behind Monopoly is lack of money. This means that the only way to get more money is to take it ...
[Added: 27 Jan 2006 Hits: 289 Words: 726]
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417. | Establish Credit and Join a Health Club by Charles Essmeier
Everyone knows how difficult it can be to establish credit. It's the old "chicken and egg" situation – you need credit in order to get credit. The fact that you have nothing in your history to suggest that you will not repay a loan will not help you get ...
[Added: 27 Jan 2006 Hits: 375 Words: 371]
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418. | Treat Yourself to a $1,000 Shopping Spree! by Tracy Piercy, CFP
You're in the mall with your husband or friend and are each given $1,000 to spend. The only restriction... it must be gone within one hour. You can do whatever you like with it!! Ready - set - ...
[Added: 26 Jan 2006 Hits: 307 Words: 952]
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419. | 5 Common Credit Score Myths by Jack Black
Your credit score is an integral part of your financial
life. It is important that you understand what it's all
about. Lenders, landlords, insurers, utility companies and
even employers look at your credit score. It is derived from
what's in your credit reports, and it ...
[Added: 26 Jan 2006 Hits: 306 Words: 1062]
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420. | Make Big Money With Autosurf In 5 Minutes a Day by Larry Johnson
Autosurf programs are the new big online moneymakers. For people who have always wanted to earn money online with very little effort autosurfing is the new king.
What is autosurf and how can you ...
[Added: 24 Jan 2006 Hits: 303 Words: 690]
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421. | The Long Financial Winter - Protect your home by Michael Hanna
This time of year is always financially hard for families who may have over spent between Christmas and the New Year. Last year house repossessions in the 1st half of the year were 33% higher than at the end of the year. The ...
[Added: 21 Jan 2006 Hits: 361 Words: 654]
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422. | How to Retire When You Want, With the Money You Want by Tracy Piercy
Is the start early; save as much as you can; get a good return on your money working for you? Savings rates are at an all time low and personal debt levels are staggering. What's the solution? Work longer? Reduce your lifestyle expectations? The answer ...
[Added: 20 Jan 2006 Hits: 309 Words: 800]
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423. | Adverse Credit - When is a credit history labelled as being "adverse"? by Michael Challiner
If you are a borrower with a history of unsatisfactory credit transactions, the lenders will describe your credit history as "adverse". The expressions "poor credit", "bad credit" and "sub-prime" all describe exactly the same situation. This leads to a number of questions; ...
[Added: 19 Jan 2006 Hits: 369 Words: 865]
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424. | Buying a second hand car? 19 Tips to avoid getting your fingers burnt. by Michael Challiner
• Do your homework. Read up about the model of car you're thinking about. Will it perform as you will want? Be aware of any known mechanical problems with that particular model and remember to check them out when you take it for a test drive (see tip 15). ...
[Added: 19 Jan 2006 Hits: 366 Words: 1014]
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425. | How Doing These Three (Only 3!) Simple Things Can Turn Your Retirement Into A Dream Instead Of A Nig by Kim Kirmmse Toth
As baby boomers, we do have a reputation for doing things our own way. It appears it's been that way since the day we were born. Not that there is anything wrong with that! I call it ...
[Added: 19 Jan 2006 Hits: 330 Words: 708]
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426. | Credit Bureau Basics by Mansi gupta
Credibility counts. And no one knows it better then the credit bureaus. These are the places where you can get a rating to certify your creditworthiness. And of course they charge you for it. The approach is simple enough. ...
[Added: 19 Jan 2006 Hits: 343 Words: 553]
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427. | Latest money saving tips for the over 50s by Jo Godden
MORE TIPS AND THINGS . . . . . .
Christmas is over and as is usual at this time of the year we are left with an expanded waistline and a diminished bank balance. (Wouldn't it be ...
[Added: 18 Jan 2006 Hits: 367 Words: 1565]
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428. | Non profit credit counseling agency can help by Bill A Smith
Debt levels are at their worst in America. Consumers who own more than 3 credit cards often find themselves robbing Peter to pay Paul. Non profit credit counseling agencies are a good place to begin. A ...
[Added: 18 Jan 2006 Hits: 304 Words: 328]
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429. | Refinance questions you should ask yourself by Mike Rad
Before you even consider a refinance, ask yourself this fundamental question: "Why do I need it?"
"Many times, people take out a new, larger loan to pay off credit cards, automobiles or even to purchase ...
[Added: 14 Jan 2006 Hits: 324 Words: 462]
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430. | Working Capital is Paramount to a Businesses Livelihood by Dave Nighswander
All of the planning in the world is an exercise in futility without the working capital to successfully carry out the plan. If a business sells to customers on terms, then working capital availability is dependent on cash flow timing. ...
[Added: 13 Jan 2006 Hits: 313 Words: 579]
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431. | The Se*cret To Owning Your Dream Home by Tracy Piercy
Step one: Imagine your dream home.
Step two: Write it down as a goal with a date when you'd like to be living there.
Step three: Look at it; think about it; talk about it and imagine living in it constantly!! ...
[Added: 12 Jan 2006 Hits: 350 Words: 1093]
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432. | The Theory of Money and the Theory of Value by Nestler
The most important point to emerge from Marx's theory of money is the idea that money is a form of value. The difficulty with this idea is that we are more familiar with money itself ...
[Added: 11 Jan 2006 Hits: 366 Words: 498]
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433. | Government Grants to start or expand your business by Nestler
Anyone thinking about going into business for themselves , or wanting to expand an existing business should rush for the world's largest "one-stop-money-shop" where FREE MONEY to start or expand a business is being held for ...
[Added: 11 Jan 2006 Hits: 383 Words: 465]
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434. | Digital Cash and how it affects you by Nestler
What are the economic consequences of digital cash? What are its implications from the view of economics? In recent years, several proposals for electronic cash have appeared in cyberspace. In several cases, forms of digital cash are already in ...
[Added: 11 Jan 2006 Hits: 381 Words: 512]
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435. | One Solution to Bad Credit - how to beat the Credit Bureaus at their own game. by Nestler
There's only one sure way of freeing yourself from the shackles of bad credit . Create a new credit file within the credit bureau's computer system!
The credit bureau has many identities entering their system ...
[Added: 11 Jan 2006 Hits: 643 Words: 497]
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436. | Top 10 Secrets For Achieving Your Dream Retirement by Kim Kirmmse Toth
#1: RETIRE TO SOMETHING:
* Leaving your retirement to chance is talking a big risk. Do not expect everything to just fall into place. Be ready for one of the biggest changes in your life. Know you are ...
[Added: 10 Jan 2006 Hits: 396 Words: 1884]
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437. | Learn By Hands On Forex Trading: Demo Accounts Vs Mini Accounts by Amber Lowery
If you are new to Forex, you are likely overwhelmed by the sheer amount of information you are finding about currency trading. Although the concept of trading the currency markets is simple to understand, the actual trading methodologies and understanding of how, why and when trades ...
[Added: 10 Jan 2006 Hits: 357 Words: 892]
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438. | Post-Christmas financial difficulties by sam lowe
If you've spent more than your budget can cope with, then maybe you're thinking about credit to help you through January. Many people fear the long, broke month of January. After a lovely Christmas full ...
[Added: 09 Jan 2006 Hits: 420 Words: 367]
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439. | Merit-Based Financial Aid - a real merit to students by Jakob Jelling
Merit-based financial aid is one of the main financial aid packages awarded based on their merit or merit plus of students. Merit-based financial aids usually come from state or federal sources or private sources. These types of financial aid packages are intended to assists students to ...
[Added: 08 Jan 2006 Hits: 392 Words: 476]
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440. | Forex Trading Software by Amber Lowery
If you are looking to get started trading the Forex, you will find that there are numerous software programs available (both web based and desktop based) for you to use in your trading. In fact, most brokers offer clients a software package for free or as part of ...
[Added: 08 Jan 2006 Hits: 324 Words: 612]
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441. | Few Facts on Samuel Blankson Books by Ispas Marin
Samuel Blankson has been born and raised in Ghana, an underdeveloped country in West Africa. He proved himself to be an extremely good entrepreneur. He showed the first signs of being special at a very early ...
[Added: 07 Jan 2006 Hits: 464 Words: 528]
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442. | Make Money Scams Don't Work? No...You Don't. by Ian McAllister
Are Make Money Scams Your Fault?
Make money failure? If you toss a coin 100 times and it comes down heads 99 times, does that prove that it is a two-headed coin?
Match Your Abilities
You have heard ...
[Added: 07 Jan 2006 Hits: 614 Words: 992]
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443. | Protect Your Identity by Nef Cortez
Protect Your Identity
One’s FICO score is a very important determinant of the ability to finance the purchase or refinance of a home. The FICO score is determined by a formula developed by Experian and takes into account many ...
[Added: 06 Jan 2006 Hits: 354 Words: 556]
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444. | Making Thousands In The New York Stock Exchange - Hidden Ground Breaking Rules - Auto Recovery by David Jenyns
Once you have decided to begin trading in the New York Stock
Exchange, there is a bewildering variety of information and advice out there
that will guarantee to put you on the way to success. ...
[Added: 02 Jan 2006 Hits: 399 Words: 887]
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445. | 8 Tried and True Commodity Stock Trading Application Rules That Will Explode Your by David Jenyns
Some commodity Stock Trading Application rules are made to be broken, but
when you're trading, there are some rules are meant to be followed. Here some of
the Stock Trading Application rules that I consider the most ...
[Added: 02 Jan 2006 Hits: 427 Words: 876]
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446. | Conditioning Your Financial Muscles for Change by Joan Sotkin
Everyone wants more money. But if tomorrow you received a substantial raise or inherited $100,000, would you know what to do with the excess?
You may think having more money will make things easier, but that's not necessarily ...
[Added: 30 Dec 2005 Hits: 323 Words: 1383]
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447. | Getting it even with a bad credit rating by Rudy Hadisentosa
Yes, you can get a credit card even if you have a bad credit rating. So if you have been refraining from applying for a credit card because you have a bad credit rating, you ...
[Added: 30 Dec 2005 Hits: 344 Words: 602]
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448. | Does it matter whether you have Good or Bad Credit by Rudy Hadisentosa
This is a very hot topic of discussion in the world of credit cards. It starts with what leads to a good or a bad credit and goes on to talk about the importance of ...
[Added: 30 Dec 2005 Hits: 352 Words: 537]
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449. | Seven Steps to Total Debt Elimination by Rudy Hadisentosa
Debt seems to have become the buzz word in today's world. We can't blame it on people. After all it's human to fall for it. However, it surely isn't good for you. If you have fallen into a debt trap, you can take ...
[Added: 30 Dec 2005 Hits: 304 Words: 527]
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450. | Protect yourselves against fraud by Rudy Hadisentosa
As with every financial instrument, there are credit card related frauds too. There are thieves who scan through trash to gain access to credit account related information and then use it for their benefit. Once in a while there could be a treacherous person at the ...
[Added: 30 Dec 2005 Hits: 343 Words: 526]
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